B. PRIVACY POLICY

1. Application

1.1. These conditions apply to all provision of services ("Services) by Country Briefings Limited ( "us", "we", "our" "ours") to you ("you", "your") on the www.countrybriefings.com websites (the "Site"). The Services are all information provided by us to you on payment by you to us of the price of the Services in accordance with Condition 4.2.

1.2. These conditions ("Conditions") shall apply in place of and prevail over any terms or conditions contained or referred to in your order or in correspondence or elsewhere or implied by trade customer practice or course of dealing unless specifically agreed to in writing by a director or other authorised representative of us and any purported provisions to the contrary are excluded or extinguished.

1.3. All statements (whether written or oral), descriptions, drawings, sketches, photographs, illustrations, diagrams or specifications concerning the Services made or given by or on behalf of us before contract, whether on the Site, in catalogues, brochures, leaflets, price lists or otherwise, are for the purposes of information and guidance only.

2. Acceptance

2.1. A quotation by us does not constitute an offer and we reserve the right to withdraw or revise any quotation at any time prior to our acceptance of your order.

2.2. The information contained on the Site constitutes an invitation to treat and not an offer. When you send an order by means of the Site for Services, your order shall constitute an offer for the Services selected. If we accept your order, we will indicate our acceptance by sending you an email to the email address supplied with the order containing the Services ordered by you ("Email Acceptance"). Contract or agreement for the Services selected shall only be formed once our Email Acceptance is correctly sent to the address of your electronic mailbox on your Internet access provider's server. Until our Email Acceptance is correctly sent, we will not be under any obligation to you. It is your responsibility to verify that your mailbox is in proper working order and you must assume the risk of all consequences for transmission or operational failures.

2.3. We shall be under no obligation whatsoever to accept repeat or any other orders from you.

3. Prices

3.1. The prices displayed on this site are quoted in US$.Unless otherwise stated prices are inclusive of VAT (if applicable) and any other duties,taxes or charges payable in respect of the services Country Briefings provide.

3.2. We may also increase our prices at any time upon email notice to you to take account of any increase in costs relating to the Services to us.

3.3. If you are a UK subscriber and require a VAT receipt please contact us' then put in a link.

4. Payment

4.1. Payment information for payment for Services must be submitted to us via our payment partner, Worldpay's ("Worldpay"), site which you will enter via our Site. Worldpay is authorised to accept payment for the Services on our behalf. Worldpay will charge your payment card before we provide the Services to you.

4.2. Worldpay will accept Visa, Mastercard and American Express for payment of the Services by you.

4.3. In the circumstances described in Condition 9.2, all unpaid balances owing to us from you shall become a debt immediately due and payable to us.

4.4. If you default in respect of any payment (in respect of any contract) we may charge interest at 3% above Barclays Bank plc's base rate per annum for the time being on any sum owed to us under the contract which is not paid on the date specified in Condition

4.2 or even if paid on the date specified in Condition 4.2, is subsequently found to have been paid by unauthorised use of a credit card, after as well as before any judgement which shall accrue from the due date of payment until the date of actual receipt by us.

4.5. You shall pay to us, in addition to other amounts payable hereunder, any costs reasonably incurred by us (including, without limitation, legal costs and fees of debt collection agencies and interest thereon) in recovering any amounts due to us from you hereunder.

4.6. We may apply sums received from you in our absolute discretion against any debt due to us from you (under any contract), irrespective of any purported application of such sums by you.

4.7. Where any business, company or division of ours is indebted to you in respect of goods or services supplied by you (whether or not such debt is then due and payable), we may, without prior notice to you, set off any or all of such indebtedness against any monies owing by you to us, whereupon you shall, to the extent of such set-off, be discharged from your obligations to pay for the Services (without prejudice to any other remedies of ours in respect of any non-payment or other default by you) and we shall to the same extent be discharged from our indebtedness to you.

4.8. Refunds will be given by us to you at our discretion.

5. Delivery and Completion

5.1. Services are delivered to you when we send an email containing the Services to the email address provided by you to us with your order or when you download from the site.

5.2. Completion, delivery or despatch dates in Email Acceptance or elsewhere are approximate only and are of no legal effect. We shall not be under any liability to you in respect of any failure to deliver or complete any Services on any particular date or dates. You shall not be entitled to cancel or to delay or refuse delivery should delivery be made after the delivery date in Email Acceptance or as agreed elsewhere in writing.

5.3. Save for the purposes of Conditions 4.1 to 4.7 inclusive and Condition 9.2, each delivery shall be treated as a separate contract. Any failure by us in connection with any partial delivery(s) or instalment(s) shall not entitle you to cancel the contract in respect of Services previously supplied or to be supplied.

5.4. You shall accept provision of the Services by any date stated by us or requested by you or (if none) within a reasonable time. We may deliver or complete early where reasonable.

5.5. The Services and all data and information provided by us in connection with the Services are available for your personal use only and the same may not be passed on or otherwise made available by you to any other person without our prior written consent.

6. Intellectual Property

6.1. In these terms and conditions "Intellectual Property Rights" means all or any intellectual and industrial property rights, including without limitation patents, copyright, design rights (whether registered or unregistered), trade marks, know how and confidential information.

6.2. All Intellectual Property Rights in the Services are and shall remain our absolute and exclusive property. You shall not use any trademarks or tradenames applied to or used by us in relation to the Services in any manner not approved by us in advance in writing.

7. Third Party Claims

7.1. You shall indemnify us keep us indemnified and hold us harmless against any liability including damages penalties costs and expenses incurred by us in relation to any third party claims arising from your use made of or dealings in the Services (irrespective of whether they involve our negligence or that of our agents or employees), except if arising from our wilful default.

7.2. You shall notify us forthwith of any claim made or action brought or threatened alleging infringement of the rights of any third party. We shall have control over and shall conduct any such proceedings in such manner as we shall determine. You shall provide all such reasonable assistance in connection therewith as we may request.

8. Services

8.1. We give no warranties in relation to the Services.

8.2. We do not exclude any liability which cannot be excluded as between you and us under any United Kingdom legislation.

9. Termination and Suspension

9.1. Termination of the contract howsoever caused shall be without prejudice to any rights or liabilities to the contract of you or us accrued at the date of termination.

9.2. We may by notice (without prejudice to our other rights or remedies) terminate or suspend our performance of the whole or any outstanding part of the contract in the following circumstances:

(a) you fail to pay for the Services on the date required under these Conditions or breach any other term of the contract or these Conditions, or if you are late in payment or otherwise breach any other contract for the sale or purchase of goods or services between you and us;

or (b) you enter into a deed of arrangement or commit an act of bankruptcy or compound with your creditors or if a receiving order is made against you or if an order is made or a resolution is passed for your winding up or if an order is made for the appointment of an administrator to manage your affairs business and property or if a receiver or administrative receiver is appointed of any of your assets or undertaking or if circumstances arise which entitle the Court or a creditor to appoint a receiver or manager or which entitle the Court to make a winding?up order or if you takes or suffer any similar or analogous action in consequence of debt;

or (c) we have reasonable grounds for suspecting that an event in Condition 9.2((b)) has occurred or will occur, or that you will not pay for the Services on the due date.

10. Right of cancellation

10.1. You agree that the right to cancel the contract pursuant to the Consumer Protection (Distance Selling) Regulations 2000 does not apply to you once we provide the Services by delivering the Services to you in accordance with Condition 5.1.

11. Liability

11.1. THE CONTENT OF THIS SITE, ITS ARTICLES, PAGES AND DOCUMENTS AND THE SERVICES ARE FOR GENERAL INFORMATION. THEY DO NOT CONSTITUTE THE OFFERING OF INVESTMENT ADVICE EITHER ACTUAL OR IMPLIED AND AS DEFINED WITHIN THE FINANCIAL SERVICES ACT 1986, AND SHOULD NOT BE RELIED UPON IN ANY WAY IN MAKING (OR NOT MAKING) ANY DECISION, IN RESPECT OF WHICH READERS OR SUBSCRIBERS SHOULD REFER TO THEIR USUAL INVESTMENT ADVISOR. THE INFORMATION OR ANY OPINION EXPRESSED CONSTITUTES NO RECOMMENDATION AS TO THE PURCHASE OF PARTICULAR SECURITIES OR ANY OTHER FINANCIAL PRODUCTS. THE INFORMATION USED WAS OBTAINED FROM SOURCES WHICH WE BELIEVES RELIABLE BUT THOSE SOURCES DO NOT GUARANTEE THE ACCURACY OF THE CONTENTS IN ANY WAY. 11.2. EXCEPT WHERE EXPRESSLY STATED IN THESE CONDITIONS, WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE SERVICES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE EXPRESSLY EXCLUDE ALL WARRANTIES, OBLIGATIONS, REPRESENTATIONS, LIABILITIES, TERMS OR CONDITIONS (WHETHER EXPRESS OR IMPLIED, OR ARISE IN CONTRACT, STATUTE, OR OTHERWISE, AND IRRESPECTIVE OF OUR NEGLIGENCE OR THAT OF OUR EMPLOYEES OR AGENTS) IN CONNECTION WITH THE SERVICES (INCLUDING WITHOUT LIMITATION ANY RELATING TO SATISFACTORY QUALITY, PERFORMANCE, FITNESS FOR PURPOSE, CONFORMITY WITH DESCRIPTION, CARE AND SKILL OR COMPLIANCE WITH REPRESENTATIONS BUT EXCLUDING IMPLIED STATUTORY WARRANTIES RELATING TO TITLE). SAVE AS EXPRESSLY ACCEPTED IN THESE CONDITIONS, WE, OUR BUSINESS PARTNERS, OUR AGENTS, REPRESENTATIVES AND EMPLOYEES SHALL NOT BE LIABLE IN CONTRACT, TORT OR OTHERWISE WHETHER EXPRESSLY OR BY IMPLICATION IN RESPECT OF ANY SERVICES, INFORMATION PROVIDED OR MADE USE OF. 11.3. OUR LIABILITY UNDER THE CONTRACT (WHETHER BY REASON OF BREACH OF CONTRACT, TORT OR OTHERWISE INCLUDING UNDER INDEMNIFICATION PROVISIONS (IF ANY)) SHALL BE LIMITED TO THE VALUE OF THE CONTRACT UNDER WHICH THE SERVICES HAVE BEEN SOLD. 11.4. NOTWITHSTANDING THE FOREGOING, IN NO EVENT SHALL WE BE LIABLE FOR LOSS OF USE, LOSS OF DATA, LOSS OF PROFITS, LOSS OF BUSINESS PROJECTS, LOSS OF OPPORTUNITY OR ANY INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL LOSSES OF ANY KIND, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE SERVICES INCLUDING WITHOUT LIMITATION USE OF OR RELIANCE ON INFORMATION PROVIDED IN THE SERVICES OR ANY DELAYS IN THE PROVISION OF THE SERVICES OR ANY INABILITY BY YOU TO ACCESS THE SERVICES OR ANY ACTION TAKEN (OR NOT TAKEN) AS A RESULT OF THE SERVICES REGARDLESS OF (A) OUR NEGLIGENCE (EITHER SOLE OR CONCURRENT); OR (B) WHETHER WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH LOSS.

11.5. Without prejudice to Conditions 11.1 and 11.4 your sole remedy shall be in damages.

11.6. No action may be brought against us in connection with the Services or the contract unless proceedings are issued against us within two years after you became or ought to have become aware of the circumstances giving rise thereto.

11.7. This Condition 11 applies notwithstanding any fundamental breach or breach of a fundamental term of the contract by us.

12. Force Majeure

12.1. We shall not be liable for any failure to comply with the contract related to any circumstances whatsoever (whether or not involving our negligence) which are beyond our reasonable control and which prevent or restrict us from complying with the contract.

12.2. We may where reasonable in all the circumstances (whether or not involving our negligence) without liability suspend or terminate (in whole or in part) our obligations under the contract, if our ability to provide the Services by our normal means is materially impaired.

13. Miscellaneous

13.1. You may not assign the contract without our prior written consent. We may subcontract our obligations under the contract in whole or in part.

13.2. Notices must be in writing to us or your address and are deemed delivered on the first working day after sending by hand or (subject to confirmation of transmission) by facsimile, or, within the UK, on the third working day after being placed prepaid in the first class post to you or our UK address. Qualified acceptances by you on delivery notes shall not constitute notice of any claim or acceptance by us of any such qualification.

13.3. The headings in this contract are for convenience only and shall not affect the interpretation of the contract.

13.4. No failure by us to enforce any provision of this contract shall be construed as a release of our rights relating thereto or to sanction any further breach.

13.5. If any provision of the contract is found to be invalid or unenforceable it shall have effect to the maximum extent permitted by law, or, if not so permitted, shall be deemed deleted.

13.6. The provisions of Conditions 7.1 and 11 shall survive any termination of the contract.

13.7. No remedy conferred by any of the provisions of the contract is intended to be exclusive of any other remedy, except as expressly provided in the contract and each and every remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing in law or in equity or by statute or otherwise.

13.8. Nothing in these Conditions is intended to confer on any third party (whether referred to in these Conditions by name, class, description or otherwise) any benefit or any right (under the Contracts (Rights of Third Parties) Act 1999 or otherwise) to enforce any provision of these Conditions or any agreement entered into in connection with them.

14. Law

14.1. This contract shall be governed by and construed in accordance with the laws of England. You hereby agree, for our exclusive benefit, that the English courts shall have sole jurisdiction to hear all claims or proceedings connected with the Services or the contract. We may nevertheless bring claims in any other courts of competent jurisdiction.

PRIVACY POLICY

Introduction We, Country Briefings (CB), are committed to safeguarding your privacy online. We believe that the best way to protect the privacy of users of our website located at www.countrybriefings.com (the "Site") is to tell you what information we gather and ensure that you understand and consent to our uses of such information. We may occasionally modify the privacy policy and will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. We may let you know via the homepage when this happens but you should check the policy frequently to read the changes. Please note that the Site contains links to and from other websites. We are not responsible for the privacy practices or the content of such websites and the information practices of those websites are not covered by this privacy policy. We have set out below answers to frequently asked questions regarding our privacy policy.